Considerations When Applying for Social Security Disability

Considerations When Applying for Social Security Disability

Social Security is a hot topic this year. Our aging society of baby boomers makes the percentage of people on Social Security at a higher percentage, compared to past decades. Today, Social Security disability has its own record numbers. According to the Centers for Disease Control, 1 in 4 adults have disabilities that severely affect major life activities. This accounts for about 61 million U.S. citizens.

In a major metropolitan area like Chicago, Il., there are many applications being processed for disability. The stress and workload to handle your own case without an experienced attorney are challenging, to say the least. The majority of disability applications received by SSA fail at winning on the first try. A social security disability attorney chicago il will have the expertise and experience in dealing with all sorts of disabilities and medical records necessary to maximize your chance to win your disability case.

It is common practice for disability attorneys to take a small percentage of your retroactive disability entitlement. These attorney fees are paid only if you win your case. You generally do not have to put a deposit up front, as most applicants have significantly limited cash resources due to not working.

Your attorney in the Chicago area will give you an initial consultation to determine the nature of your disability and what will be required. Topics like collecting sufficient medical records to document either your physical or mental disability will be discussed. Many people today have physical disabilities involving walking issues. Others involve accidents from automobiles, chronic back injury and the list goes on. Mentally disabling impairments like depression, anxiety, phobias and psychotic diagnosis by a psychiatrist, are examples of case files SSA uses to determine an award for a disability application. There are disabling conditions that cannot be documented by a lab or blood test. These conditions are determined to be disabling based on your symptoms described and valid medical records to back up your disability claim. Examples of such medical conditions are Fibromyalgia, Chronic Fatigue Syndrome and Somatization Disorder.

Examples of criteria SSA uses to determine if you are disabled will be if the impairment is expected to last at least one year, or your condition will eventually result in death. They also look at your current work earnings to see if you exceed the “substantial gainful employment activity” threshold. In this year, the dollar amount is $1180 earnings in a month. If you earn less than $1180 in a month, you still may be considered disabled.

There are additional factors they look at to determine whether you will be awarded disability. Each individual disability application has its own unique factors to consider. Certainly, if for example, your age exceeds 50 years old, your chances increase to win your case. As one gets older, transitioning to a new occupation becomes more difficult and Social Security takes this into account. Your attorney would surely argue such a point on your behalf. The less stress on an applicant in dealing with Social Security and letting an experienced attorney handle your case is a no-brainer, particularly if you have already been denied for the first time.